Do you know what type of roof shingles your home has? It may sound like a small detail, but it could save you serious cash. If your roof has impact-resistant shingles, you might be eligible for a significant discount on your homeowner’s insurance. We’re talking about potential savings of hundreds, or even thousands, of dollars a year.
Here’s how it works: Impact-resistant shingles are designed to withstand damage from hail, wind, and other severe weather—making them a great investment in Colorado, where unpredictable weather is the norm. When your insurance company knows you’ve got these durable shingles, they’re likely to reduce your premium because your home is better protected.
Not sure if your roof qualifies? No problem! A simple roof inspection by a licensed roofer can confirm whether your shingles meet impact-resistant standards. If you didn’t install the roof yourself, this inspection will give you the documentation you need to provide your insurance company.
Here are a few key steps to get started:
Inspect your roof
Whether you’re buying, selling, or just reviewing your insurance policy, knowing your roof’s material could be a game-changer.
Review your policy annually
Make sure the type of shingles you have is listed correctly. If you’ve got impact-resistant shingles, that info should be reflected in your coverage.
Upgrade your shingles
If you’re in the process of buying a home that needs a new roof, I always recommend upgrading to impact-resistant shingles. While there’s an upfront cost, you’ll likely recoup that and more in long-term savings on your insurance.
As an experienced Realtor working with homeowners throughout Arvada and the Denver Metro Area, I always keep an eye on the details that matter most. Whether you’re buying, selling, or just looking for ways to save, understanding your roof type could make a big difference in your bottom line.
If you have questions about your home’s roof or want to explore your options for insurance savings, let’s chat. I’m here to guide you through the process!
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